On-time payments are crucial for a good credit score. Aim for 100% on-time payments.
Keep your credit utilization below 30% to maintain a good score.
A longer credit history can positively impact your score.
Fewer inquiries are better. Limit the number of credit applications.
Having a mix of credit types can improve your score.
Note: This score is only an estimate. Always check your actual credit report for the most accurate information.