Track every dollar you own, owe, and grow. Visualize progress, stress-test scenarios, and stay ahead of risk.
Open rich visuals on demand to explore trends, allocations, and obligations in detail.
| Asset Name | Value ($) |
|---|
| Liability Name | Amount Owed ($) |
|---|
Set milestone targets and watch your progress bars fill as your net worth advances.
Key diagnostic metrics and their status so you know where to focus next.
Early warnings when cash buffers thin out, liabilities surge, or goals drift off-track.
Save alternate plans (baseline vs. stretch vs. conservative) and compare outcomes instantly.
Month-over-month progress paired with milestone callouts.
See how your assets distribute across cash, investments, and property.
Understand the makeup of your commitments and where debt reduction matters most.
A simple guide to financial fundamentals
Net Worth is the total value of everything you own (assets) minus everything you owe (liabilities). It's a snapshot of your financial health at any given moment.
Formula:
Net Worth = Assets - Liabilities
A positive net worth means you own more than you owe. A negative net worth means you owe more than you own.
Assets are things you own that have value. They can be sold or used to generate income.
Common Examples:
đĄ Tip: Use current market values, not what you paid. Your car is worth what you could sell it for today, not what you bought it for.
Liabilities are debts and obligations you owe to others. They reduce your net worth.
Common Examples:
đĄ Tip: List the current balance you owe, not the original loan amount. As you pay down debt, your liabilities decrease.
Assets:
Liabilities:
Net Worth = $260,000 - $160,000 = $100,000
Why Track Net Worth? Monitoring your net worth over time helps you see if you're building wealth or falling behind. It's the most important number for measuring your financial progress!